I am so glad we did this spending freeze and I can see the light at the end of the tunnel! One of my main goals, as I mentioned earlier this month, was to stop paying bank fees and late fees on our bills. The good news is I went from paying $187.50 in fees to the bank last month to $35 this month. I wish I could say it was zero but... Joel wanted to sign up for Amazon Prime, we agreed it was worth $80 for the year and there was a 30 day trial period. Well, I totally forgot that the 30 days were ending in February and our bank account would be automatically debited. So the money wasn't available when Amazon submitted the payment and we were charged an overdraft fee. I am still very proud of our progress. Plus I got caught up on a few bills that we were falling behind on. I also adjusted some monthly payment dates to a more convenient time for us to pay them eliminating late fees. What I am looking forward to is paying my car off this September. Then I plan on making bigger payment...
Reaching out to continually improve and stretch my knowledge.